| Features | Explanation (with ₹ symbol for Indian Rupee) |
|---|---|
| Principal Protection | The principal amount is indexed to inflation |
| Interest Protection | Fixed Interest, not indexed to inflation |
| Adjustment Method | Principal is adjusted according to a specific index |
| Frequency of Adjustment | Periodic, usually annually |
| Payout Example | If initial investment is ₹10,000 and inflation is 3%, end-of-year principal is ₹10,300 but interest is calculated on initial ₹10,000 |
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