Under the scheme, financial assistance is provided for construction of pucca house to all houseless and households living in dilapidated houses.
Under Pradhan Mantri Awaas Yojana — Gramin
The expenditure involved in implementing the project in a span of 3 years from 2016-17 to 2018-19 is Rs.81975 crores.
It is proposed that one crore households would be provided assistance for construction of pucca house under the project during the period from 2016-17 to 2018-19.
The scheme would be implemented in rural areas throughout India except Delhi and Chandigarh. The cost of houses would be shared between Centre and States.
Enhancing the unit assistance to Rs. 1,20,000 in plain areas and to Rs. 1,30,000 in hilly states/difficult areas /IAP districts.
Meeting the additional financial requirement of Rs 21,975 crore by borrowing through National Bank for Agriculture and Rural Development (NABARD) to be amortised through budgetary allocations after 2022.
Using SECC-2011 data for identification of beneficiaries.
Setting up of National Technical Support Agency at national level to provide technical support in achieving the target set under the project.
Implementation strategy and targets: -
Identification of beneficiaries eligible for assistance and their prioritisation to be done using information from Socio Economic and Caste Census (SECC) ensuring total transparency and objectivity.
The list will be presented to Gram Sabha to identify beneficiaries who have been assisted before or who have become ineligible due to other reasons. The finalised list will be published.
The cost of unit assistance is to be shared between Central and State Governments in the ratio 60:40 in plain areas and 90:10 for North Eastern and hilly states.
Funds will be transferred electronically directly to the account of the beneficiary.
Inspection and uploading of geo referenced photographs will be done though a mobile app. Beneficiary will also be able to track the progress of his payments through the app.
The beneficiary is entitled to 90 days of unskilled labour from MGNREGA.
To meet the additional requirement of building materials, manufacture of bricks using cement stabilised earth or fly ash will be taken up under MGNREGA.
The beneficiary would be facilitated to avail loan of up to Rs. 70,000/- for construction of the house which is optional.
The unit size is to be enhanced from the existing 20 sq.m to up to 25 sq.m including a dedicated area for hygienic cooking.
A house is an economic asset and contributes to upward social mobility with salutary impact on health and educational achievement. The tangible and intangible benefits flowing from a permanent house are numerous and invaluable to both the family and the local economy.
The impacts occur in two phases: during construction and during occupancy. The positive spinoffs include social integration including enhanced social capital and sustainable communities. Security and comfort of a home provides the launch pad for feeling of enhanced social security, positive self-perception and a powerful fillip to overcoming the difficulties of poverty.
The intangible benefits from improvement in housing condition are gains in labour productivity and positive health benefits. It positively influences human development parameters of nutrition, sanitation, maternal and child health. Overall improvement in quality of life occurs along with improvements in the physical environment.
