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Credit Ratings

Credit Ratings
What is a 'Credit Rating'
Why are Credit Ratings important?
Factors Affecting Credit Ratings and Credit Scores
There are a few factors credit agencies take into consideration when assigning a credit rating to an organization.
First, the agency considers the entity's past history of borrowing and paying off debts. Any missed payments or defaults on loans negatively impact the rating.
The agency also looks at the entity's future economic potential.
If the economic future looks bright, the credit rating tends to be higher; if the borrower does not have a positive economic outlook, the credit rating will fall.